Thursday, January 2, 2020

Affordable Housing for Low Income Families Essay - 582 Words

Affordable Housing for Low Income Families For those of us with warm roofs over our heads and groceries on the table the problem of affordable housing does not often surface. But for low-income families, where half the income can disappear simply trying to keep the family sheltered in an acceptable home, the problem is a daily one. President of the BRIDGE Housing Corporation Donald Terner and columnist Brad Terner argue that affordable housing is a problem that should involve everyone. From your local supermarket clerk to your child’s science teacher, the problem of affordable housing can affect us all. Terner presents the beginning of a solution to the affordable housing problem in his article Affordable Housing: An Impossible†¦show more content†¦Inman focuses on the contrast between wealthy home buyers and average home buyers to motivate the public to act. Though no specific action is suggested as in Terner’s article, Inman’s argument inspires action because the implications of not having affordable housing are so clearly laid out. In addition to spouting out the statistic that 33% of the average income goes towards a house, Inman spells out the situation by concluding, â€Å"†¦for everyone [not rich], a basic house can be a serious economic drain.† (Inman, p. 7) Inman values proportional equality for American citizens as he points out the ludicrous gap between rich and not-rich home purchases. The way I see it, the amount one spends on a home is already proportional to what one earns. Inman argues in favor of equality between rich and not-rich families, but I believe this opposes the American Dream of earning your fortune and home. Inman bases his argument around the envy the average American might feel upon hearing that some people can afford a three-room library in their home. But how often will you really find such a three-room library? Inman’s is an unrealistic comparison. Of course there are a few filthy rich individuals who can afford to buy and trade houses â€Å"like the rest of us buy shoes and socks.† (Inman, p. 7) This, however, is a biased simile on Inman’s part because I seriously doubtShow MoreRelatedThe True Cost Of Living1014 Words   |  5 PagesCost of Living Affordable Housing is a subject that every federal, state, and policy maker has to address. With high homelessness rates, there has to be ways to provide affordable housing to those in need (NationalHomeless.org). A family must have acceptable housing options to have a positive quality of life. Land Bank defines affordability as, A common measure of community-wide affordability is the number of homes that a household with a certain percentage of median income can afford† (CuyahogoLandBankRead MoreLack Of Income Or Insufficient Education1601 Words   |  7 Pagesstudies have shown that lack of higher education is another reason family’s lack the necessary income to afford housing. In lower income families only a small percentage of individuals go on to college after high school. Those without a college degree make significantly less than those who do have one. This lack of income limits the housing they can afford. Moreover, the open waiting list for Public Housing varies from state to state. For example, there is 1 open waitlist in Alaska, 13 in Arizona,Read MoreEssay on Affordable Housing Crisis1088 Words   |  5 PagesAffordable housing in the United States describes sheltering units with well-adjusted housing costs for those living on an average, median income. The phrase usually implies to applied rental or purchaser housing within the financial means of lower-income ranges specific to the demographics of any given area. However, affordable housing does not include those living in social housing owned by government and non-profit organizations. More specifically, the targeted range for housing affordabilityRead MoreAffordable Housing Is A Problem For The Working Poor901 Words   |  4 Pagesa half million homeless people in the United States, and that number not only includes individuals but families and children. These numbers are quite astounding to me, because we live in a nation ful l of opportunities for anyone seeking to have a better life for their family. However, not enough affordable housing is one the main reasons for homelessness. From the late 1980, affordable housing became a problem for the working poor. ‘Despite improvements in employment, the number of people in povertyRead MoreHomelessness : Homeless People Are Homeless Essay1381 Words   |  6 Pagesbarriers that maintain homelessness. While many will argue that permanent housing for the homeless will be costly, devalue local property, and damage business, developing community based affordable housing to end homelessness will improve lives, while enhancing the social and economic wellbeing of the community and business. Today, the task force will explore resources to help several homeless families find and sustain affordable housing and services necessary to achieve stability. First is Arleen, a 38-yearRead MoreCape Cod s Housing Crisis1737 Words   |  7 PagesCape Cod’s Housing Crisis Cape Cod is plagued by an economic dilemma: young people, especially young families can not afford to live here. From 2000 to 2010, Cape Cod experienced an exodus of 27% of those between the ages of 25 and 44. One of the major factors in this outmigration is the lack of affordable housing. Affordable housing is defined as a specific, measurable ratio of income-to- housing expense. They are homes made available specifically to individuals and families whose income is at orRead MoreHousing Affordability1227 Words   |  5 Pagesworse affordable housing rates than Brooklyn, New York (Calvin). Sadly, this is the reality for many Iowans, with the capital city of Des Moines having only 30 units of affordable housing available for every 100 units needed (Poething). In Iowa alone, 74,000+ households have 50% or more of their monthly income going straight towards their housing bill. (Hensley) This means families must face difficult tradeoffs—will they keep their house, or will their children go hungry? Will their family have coatsRead MoreThe Appropriateness Of Public Private Partnership1728 Words   |  7 PagesAppropriateness of Public-Private Partnership in Economically Affordable Housing in the Context of China 1 Introduction In recent decades, the rapid urbanisation in China has led to the fast economic growth alone with many social issues, especially housing problem. The Chinese government tried to build public housing to ease this situation. However, the lack of incentives and benefits in local government often obstruct the public housing projects from implementing. Thus, the increasing urbanisationRead MoreHomelessness : The United States1214 Words   |  5 Pageshomes because they cannot make enough money to pay to live in their previous homes. Homelessness occurs when people or households cannot afford housing. 3.5 million people yearly experience homelessness in the United States, and it is time to take action to end the suffering of homeless people. The U.S. government should execute plans to make housing low-cost and more jobs that are high-paying to reduce homelessness in the U.S. Homelessness has always been a problem in the United States but justRead MoreAnalysis Of Northampton Massachusetts Completed The Sustainable Northampton Comprehensive Plan1609 Words   |  7 PagesHousing In 2008, Northampton Massachusetts completed the Sustainable Northampton Comprehensive Plan. This plan was implemented in order to â€Å"support a wide variety of housing types that increase rental and homeownership units to create and preserve a range of affordability and choice in housing options† (Source). For quite some time, Northampton has been keen on making housing more affordable and accessible to it’s community. Quality Quality Strengths. Addition of new housing units has been steady

No comments:

Post a Comment

Note: Only a member of this blog may post a comment.